**Description** **You Lead the Way. We’ve Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers’ digital lives. Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems. American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source. And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development. Find your place in technology of #TeamAmex. **How will you make an impact in this role?** The Global Accounts Receivable Digital Product Management team is looking for a talented and driven software Senior Product Manager to lead the transformation of Account Receivable capabilities for the Core Card Platforms and help us build our next generation of technology assets. The role will lead Product Discovery, understanding the ‘who’, ‘why’, ‘what’ in collaboration with a multitude of cross functional product and engineering stakeholders to define requirements, and write features with clear & measurable acceptance criteria. We are looking for someone with great business acumen, a love of technology, and product management skills. You will be working with our US Consumer and Small business markets, to understand and support the definition and documentation of the Roadmap, Product Vision, mapping user stories to the needs of the business and ensuring product delivery meets the business need. You will work with one or more scrum teams, align with other Product Owners/Managers, Delivery Managers, Solution Architects and Engineers across the globe to refine the features, prioritize the backlog, and collaborate to deliver on Global Accounts Receivable initiatives. **Specifically for this role,** + Candidate will be working with multiple scrum teams + The candidate will be located in Phoenix or New York and should be able to work in person 3 days per week. + The candidate will be working on the Classic Accounts Receivable platform. These platforms run in multiple technology stack including Mainframe, Oracle and Cloud + Must be a quick learner, able to understand complex functional and digital capabilities including multiple system interaction + Must be able to collaborate with multiple stakeholders, product and engineers located in other regions particularly New York, Phoenix, India and Manila **Key Responsibilities:** + Translate complex business objectives into functional and non functional features, working closely with engineering to provide the information required for those teams to successfully deliver software products. + Ensure what the team builds is aligned with what is needed to achieve the desired outcomes. + Lead refinement, and own/prioritize the team’s backlog. + Execute agile methodologies with collaboration in a dynamic product development environment. + Maintain the product backlog and ensure user stories are aligned to underlying product outcomes. + Participate in retrospectives to ensure lessons learned are carried forward in subsequent development activities + Lead the team in defining what needs to change on the platform to support a particular business feature (impact analysis / approach definition). + Ensure feature refinement conforms to definition of ready, and acceptance test criteria is completed to definition of done. + Foster and contribute to a culture of ownership, follow-through, and collaboration by adopting a mindset of doing whatever it takes to make the team successful. + Identify risks, challenges, opportunities, and business integration needs. + Enable cross-functional collaboration with relevant teams within the product scope. + Prioritize and maintain the features backlog consistent with the Outcomes and Product Roadmap and perform story elaboration with the implementation team. + Work closely with the design and technology teams to develop, test and deliver the defined capabilities and rapidly iterate new solutions. + Review/demonstrate sprint-related or general functionality with external partners and customers. + Coordinate communication and facilitates resolution of risks, issues, and changes tied to the product backlog. + Create documentation which identifies and highlights gaps in the end user experience from production launches. + Ensure that the appropriate tracking and reporting is in place to monitor performance post launch to evaluate future investment. + Manage and mentor junior product managers in the team + Serves as the Subject matter expert for the pricing and remediation tool capabilities in the US market and its supported business functions. + Initiates and completes research and analyses requiring in-depth knowledge of the Triumph platform and regulatory environment for various product strategies to drive product development or improvements. Using assessment of market trends and the competitive landscape, makes recommendations for product enhancements for respective or related group of products. Considers economics behind products. Manages and presents materials for product governance meetings. + Responds to inquiries and demands from US Consumer & Small Business Pricing and American Express National Bank stakeholders across the organization. Interacts with end users, regulators, vendors and other industry participants as necessary. **Minimum Qualifications** + Must have substantial knowledge of credit card issuer fees and the regulations (such as CARD Act) associated with it in the US Consumer and Small business markets + Previous Experience in leading corrective actions and operational risk events, financial remediation, implementing long term fix and control enhancements (such as PRSA) + **5 years** ’ experience in Product Management with consistent track record in defining winning product constructs and delivering a product vision and strategy. + Ability to establish and maintain effective working relationships with all levels within organization, internally and externally. + Experience with Agile and scrum software development methodologies is desirable. + Excellent communication and collaboration skills to consult with various stakeholders and drive to thorough requirements. + Experience in writing customer journeys, user stories, features in an easy to understand, non-technical manner. + Good analytical skills. Shown experience in data analysis and analytical decision-making + Problem solving, attention to detail, excellent organizational skills. + Product management skills, ability to prioritize and complete tasks. + Bachelor’s Degree desirable or equivalent experience + Ability to support or leading large, complex features or products with multiple partners. **Preferred Qualifications** + Previous experience in supporting Triumph and Oracle BPM platforms and Florida remediation tool + Knowledge of the data structure in the US Accounts Receivable platform in American Express **Qualifications** Salary Range: $90,000.00 to $165,000.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement. If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters. Employment eligibility to work with American Express in the US is required as the company will not pursue visa sponsorship in this position. Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions. **Job:** Technologies **Primary Location:** US-Arizona-Phoenix **Other Locations:** US-New York-New York **Schedule** Full-time **Req ID:** 24020263