**Discover. A brighter future.** With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine. Come build your future, while being the reason millions of people find a brighter financial future with Discover. **Job Description:** **What You'll Do** Responsible for the enterprise risk management frameworks and strategy and providing an independent view of aggregate risk faced by DFS that helps make ERM a competitive advantage. This visible role will work closely with the Director Enterprise Risk Management, and business and risk oversight teams (credit, market, liquidity, strategic, operational, compliance and legal risk) to drive necessary action and help communicate findings to executive management and the board of directors. Develops and coaches teams to be able to identify, manage, and escalate risk, and effectively manages risk within the teams you oversee. **How You'll Do It** + Executes enhancements to risk appetite and risk identification frameworks and work on refining key risk metrics and establishing linkage to various limit structures, building on existing reporting for senior management and Board, and extending the linkages between risk appetite and the firm’s strategic planning, capital planning and risk identification processes. + Facilitates the end-to-end update, review and challenge of the firm’s risk identification and risk appetite/KRI framework in collaboration with other 1st and 2nd line teams. Leads the DFS quarterly risk profile reporting cycle in tight coordination with risk leadership to assess changes to risk profile as a result of changes to internal and external environment for presentation to executive management and board of directors. + Works constructively and collaboratively with others to accomplish timely resolution of requirements, findings, limit breaches and leadership objectives. + Uses analytics to understand themes and trends across multiple risk types (market, liquidity, credit, operational, strategic, compliance risks) along with the impact of those themes and trends and facilitate the discussion of actions to address the relevant issues. + Develops ERM metrics and reporting on emerging and significant risks, and the effectiveness of mitigation plans, for risk owners, senior leadership and the board of directors. + Ensures the development, maintenance, and implementation of a coherent set of DFS’s ERM standards including policy, risk appetite and KRI standards, issues management standards and other bespoke risk management frameworks. **Qualifications You'll Need** **Minimum Requirements:** + Bachelor's degree in Finance, Business Administration and Management, Analytics, or related field. + 6+ years of risk management experience in a financial environment with specific focus on enterprise risk management or internal audit or related. + 2+ years of People Management experience. **Preferred Requirements** + Master's degree in Finance, Business Administration and Management, Analytics, or related field. **Physical and Cognitive Requirements** The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws: + Primarily remain in a stationary position. + No required movement about the work environment to complete the major responsibilities of the job. + Primarily performed indoors in an office setting. + Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator. + Ability to communicate verbally; ability to communicate in written form. + Travel Requirements - Travel up to 10% of the time. **Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.** **Application Deadline:** The application window for this position is anticipated to close on May-21-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed. **Compensation:** The base pay for this position generally ranges between $106,000.00 to $178,800.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position. **Benefits:** We also offer a range of benefits and programs based on eligibility. These benefits include: + Paid Parental Leave + Paid Time Off + 401(k) Plan + Medical, Dental, Vision, & Health Savings Account + Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances + Recognition Program + Education Assistance + Commuter Benefits + Family Support Programs + Employee Stock Purchase Plan Learn more at mydiscoverbenefits.com . What are you waiting for? Apply today! All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights) (https://www.eeoc.gov/know-your-rights-workplace-discrimination-illegal) Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation. At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance (https://dcba.lacounty.gov/fairchance/) ). Positions marked as remote eligible are limited to remote locations within the country in which the position is based. Applicants must be 18 or older at the time of hire.