We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** The Senior Portfolio Risk Specialist will play a supporting role to provide insights on retail portfolios of CIBC and conduct comprehensive competitive analysis and industry research. The Senior Portfolio Risk Specialist will be working with a large volume of internal and benchmarking data using various informational systems and applications to deliver analyses on portfolio credit performance and quality as well as client behavior. The Senior Portfolio Risk Specialist will produce periodic reports and participate in various investigations and projects aimed at developing communications for senior internal and external audiences that summarize the retail risk management strategy in the context of industry trends, the competitive environment, regulatory changes, and the economy. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **In-depth Analysis** - Conduct high-quality quantitative analyses that deliver insights of portfolio dynamics as well as client profiles and behaviors. + **Strategic Insights** - Translate business questions into detailed analytical data-driven answers. Participate in identifying opportunities to enhance CIBC’s retail risk strategies. Couple knowledge of the industry and economy with a good understanding of CIBC products, processes and systems to produce a comprehensive view on portfolios and clients. + **Industry and Competitor Understanding** – Use all available benchmarking tools and applications to provide insights on the retail credit market. Support analyses to better understand results and performance of other players on the market. + **Executive Communication** – Closely work with various levels and teams and develop reports and presentations to executive audiences summarizing the retail risk strategy. + **Relationship Management –** Foster working relationships with business partners to create a collaborative atmosphere. Cultivate new relationships aimed at creating solutions to common objectives. + **Portfolio Communication -** Ability to create analyses and package into presentations and communicate to the end users (executives). Have the ability to adjust the messages and presentation depending on the end users. **Who you are** + **You give meaning to data.** You enjoy investigating complex problems and working with data. You're confident in your ability to communicate detailed information in an impactful way. You understand that success is in the details. + **You can demonstrate experience in** SAS, Tableau, benchmarking applications and a solid understanding of the retail credit lifecycle. **It’s an asset if** you have experience analyzing financial statements. + **You know that details matter.** You notice things that others don't. Your critical thinking skills help to inform your decision making. + **Values matter to you** . You bring your real self to work and you live our values - trust, teamwork, and accountability. + **You're motivated by collective success.** You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life. + **You love to learn.** You're passionate about growing your knowledge and you know that there is no limit to what you can achieve. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 29th Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Accountability, Accountability, Analytical Thinking, Banking, Benchmarking, Collaboration, Communication, Credit, Credit Markets, Critical Thinking, Data Analytics, Data Trends, Executive Communications, Financial Reporting and Analysis, Industry Research, Industry Trends, Market Trends, Portfolio Risk, Professional Presentation, Relationship Management, Retail Credit, Risk Management, Risk Management Strategies, Risk Monitoring, Risk Reporting {+ 4 more} At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.