**Guided by our core values and commitment to your success, we provide health, financial and lifestyle benefits to ensure a best-in-class employee experience. Some of our offerings include:** **Highly competitive total rewards package, including comprehensive medical, dental and vision benefits as well as a 401(k) plan that both the employee and employer contribute** **Annual incentive bonus plan based on company achievement of goals** **Time away from work including paid holidays, paid time off and volunteer time off** **Professional development courses, mentorship opportunities, and tuition reimbursement program** **Paid parental leave and adoption leave with adoption financial assistance** **Employee discount program** **Job Description Summary:** Analyzes and assumes large group renewal and new business risk on behalf of Blue KC for both fully-insured and self-insured clients with stop loss. Post-risk evaluation, collaborates closely with: internal sales, large group employer’s, and brokers/consultants to develop strategies and solutions to meet employers needs while simultaneously balancing Blue KC’s operational goals. Serves as a resource for less experienced underwriters in rating decisions and enhancing understanding of Underwriting principles. **Job Description** + Underwrite commercial large group renewals and prospective customers. This includes data review, network analysis, and application of target pricing methodology. + Develops and builds strong relationships with sales team and external agents to support the understanding and communication of rating decisions to accounts. + Collaborate and negotiate with internal/external partners regarding price, contractual terms, and/or guarantees. + Responsible for coordinating answers to financial aspects to RFP responses. + Accountable for timely & accurate analysis and strategy development. This includes various benefit design, network selection, and funding option alternatives to meet the needs of both the account and Blue KC. + Applies sound underwriting methodology to assess rate relationships, employer contribution strategy, purchasing habits, Industry factors, claims data to determine pricing and protect against adverse selection. Must be able to model self-funded and fully insured funding arrangements. + Execute contracts, amendments, guarantees, and benefit package paperwork on proposals and renewals. + Inputs data tracking and performs information reporting, both standard and ad hoc. Responsible for information collection and reporting of defined data elements. + Calculates, analyzes and provides accurate settlements on the variety of alternate funded accounts. **Minimum Qualifications** + Bachelor’s degree in Math, Finance, Economics, Business, or other relevant field. + 5+ years' of group healthcare underwriting experience including fully insured and self-insured. Stop Loss rating experience preferred. **Preferred Qualifications** + MBA preferred. + Underwriting certification by HIAA, LOMA, or RHU is preferred **Blue Cross and Blue Shield of Kansas City is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to, among other things, race, color, religion, sex, sexual orientation, gender identity, national origin, age, status as a protected veteran, or disability.** **At Blue Cross and Blue Shield of Kansas City (Blue KC), we have long put our members first by developing products and services to meet their needs. From our founding in 1938 to more than 80 years of experience in innovative, patient-centered healthcare coverage, Blue KC continues to keep our members at the center of everything we do. As a market leader, we continue to embrace new ideas to make healthcare more affordable and to improve the customer experience. Come join us!** **Blue Cross and Blue Shield of Kansas City will extend reasonable accommodations to qualified individuals with disabilities who are otherwise not able to fully utilize electronic and online job application systems. For assistance, please send an email to** Recruitingteam@bluekc.com . EOE/M/F/Vets/Disability Affirmative Action Employer Equal Opportunity Employer Know Your Rights: Workplace Discrimination is Illegal (https://www.dol.gov/sites/dolgov/files/OFCCP/regs/compliance/posters/pdf/22-088\_EEOC\_KnowYourRights.pdf) E-Verify Participation Equal Employment Opportunity/Nondiscrimination/Affirmative Action Policies (https://bluekcmemberportal.azureedge.net/pdf/2024/EEO-Policy-2024.pdf) IER Right to Work FMLA (https://www.dol.gov/whd/regs/compliance/posters/fmlaen.pdf) Pay Transparency Employee Polygraph Protection Act (https://www.dol.gov/whd/regs/compliance/posters/eppac.pdf)