Overview Senior Manager, Fair Lending Analytics Carrollton, TX Sr Manager, Fair Lending Analytics is a member of the Credit Risk Department and reports to the Head of Data Science. The role will work closely with Lending Strategy, Compliance, and Legal to establish and lead a comprehensive and robust Fair Lending Analytics function. You will manage the development and implementation of modeling and statistical methodologies to ensure the Company’s policies, products, practices, and models are fair and do not present disparate impact. This is a high visibility role that will present analysis and findings directly to Senior Leadership. Essential Responsibilities Own, enhance, implement, and maintain the Company’s newly established Fair Lending Analytics Program, ensuring that appropriate statistical analyses are conducted accurately and timely to mitigate fair lending risk across lending products. Conduct disparate impact statistical analysis using demographic proxy methodologies, such as Bayesian Improved First Name Surname and Geocoding (BISG). Perform regression-based analysis to assess whether there are any differences based on race, ethnicity or gender that are not directly attributable to differences in credit quality. Collaborate across multidisciplinary teams—Credit Strategy, Data Science, IT, Compliance, and Legal--to set actionable strategy to mitigate fair lending risk and maximize profits. Review, interpret, and communicate the results of statistical findings to a wide range of audiences, including Senior Management, Auditors, and Executive Suite. Advise Company of emerging fair lending risks or issues to ensure compliance and examination-ready guidelines are followed. Set up ongoing monitoring dashboards for reporting purposes (PowerBI, Tableau, etc.) Minimum Qualifications 8+ years’ experience in statistics, mathematics, economics, or a related quantitative field with 5+ years’ experience with Python or R, SQL, and dashboarding technologies. Ability to synthesize findings into written reports and presentations for both technical and non-technical audiences. Knowledge of consumer lending products & practices, including ECOA, FCRA, and UDAAP. Understanding of SR 11-7, MRM guidelines. Proven experience conducting or overseeing Fair Lending Model Validations preferred. Quantitative Fair Lending support for Big 4 consultancy or Expert Witness Firm a big plus. Practice with fair lending-related model testing, including the following techniques: BISG and Shapley-based model proxy testing, APR and Denial Odds Regression Quantification of disparate impact of affected groups (AIR, SMD, Marginal Effects) Surrogate Modeling to test variable proxies for prohibited bases Feature/variable selection techniques using both traditional and ML approaches Statistical significance and pairwise statistical testing Foundational understanding of statistics through both educational & professional experience. Ability to effectively challenge validity of model assumptions What We Offer Our Benefits Include* Uncapped Flexible Paid Time Off A comprehensive new hire training program designed to help set you up for success Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development Professional Development and Mentor Programs plus Ongoing Training Resources Multiple coverage levels for Medical, Dental, & Vision Group Health & Wellness Program, plus special savings on retail items, travel, entertainment, and more through TMX Perks Traditional 401(k) and Roth 401(k) with Company match Options for Flexible Spending Accounts and Health Savings Accounts Basic and AD&D Life Insurance Optional pet insurance Voluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurance Performance-based career advancement *Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. Our Commitment to Diversity, Inclusion & Belonging Diversity at the Community Choice Financial® Family of Brands is one of the driving forces behind our Company’s success and we are committed to hiring, developing, and retaining talent of various backgrounds who demonstrate our shared values. We have worked to create a welcoming and inclusive environment where Team Members can collaborate freely to help spark innovation, drive creativity, advance their skillset, and move their career forward. Our commitment to diversity isn’t just about the work we accomplish; it’s about fostering a sense of belonging where talented Team Members can bring their whole selves to work to help maximize their full potential. Our Workplace Awards and Recognition We are honored to be recognized as a Military Friendly Employer for 2021, 2022, and 2023, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2022 and 2023. About Us Community Choice Financial Family of Brands ("CCF") is a leading retailer of financial services to unbanked and underbanked consumers. CFF is the parent company to eleven brands including TitleMax®, TitleBucks®, InstaLoan® Check Into Cash®, Cash 1®, Check Smart®, Easy Money®, Rapid Cash®, and Speedy Cash®. With more than 1,700 retail storefronts and several online products available in 20+ states, CCF is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate.  Requirements, skills and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial® Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com, @titlemax.com or @titlemax.biz. In-store positions are in-person only, remote options not available. The Community Choice Financial® Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all background are encouraged to apply. CCFI Companies, LLC is an equal opportunity employer.