As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy – which includes our team members. BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU. To learn more visit becu.org/careers. **PAY RANGE** The Target Pay Range for this position is $30.19-$36.78 hourly. The full Pay Range is $23.42-$43.56 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. **BENEFITS** Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here . **IMPACT YOU’LL MAKE:** As a Sr Mortgage Loan Disclosure Services Specialist at BECU, you’ll play a vital role in ensuring loan quality and regulatory compliance. Your expertise will directly impact our members’ satisfaction by ensuring timely and accurate loan processing. You’ll be an essential part of the team, bringing your knowledge of mortgage fulfillment to streamline processes, enhance compliance, and mentor colleagues. Your contributions will foster both individual growth and the collective success of BECU. **WHAT YOU’LL DO:** + **Ensure Compliance Excellence:** Prepare and review initial and revised Loan Estimates, Closing Disclosures, and Post-Closing Disclosures, ensuring all timelines and regulations are met. + **Enhance Loan Accuracy:** Validate locked loan data to confirm adherence to program requirements, collaborating with Secondary Marketing and Loan Officers on any necessary adjustments. + **Monitor Settlement Statements:** Ensure timely receipt of final settlement statements in compliance with TRID regulations. + **Resolve Closing Differences:** Review closing documents for discrepancies, issue revised documents, and process member refunds as needed. + **Stay Ahead of Guidelines:** Maintain up-to-date knowledge of policy changes, regulatory updates, and investor requirements to ensure best practices. + **Master Mortgage Programs:** Apply thorough knowledge of first mortgage lending, including federal and state regulations, agency requirements, and specialized loan programs. + **Drive Process Improvements:** Identify and assist with implementing improvements in compliance and processing timeliness within the Mortgage Fulfillment area. + **Organize Digital Records:** Review, label, and file images using consistent naming conventions in the Imaging Center. + **Support Document Management:** Upload documents from the Central Home Loans inbox to loan files and manage outgoing mail for initial disclosures and decline letters. + **Mentor Team Members:** Share your expertise by training and mentoring less experienced colleagues. + **Adapt and Contribute:** Take on additional duties as assigned to support the team’s success. This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered. **WHAT YOU’LL GAIN:** + **Professional Development:** Opportunities to grow your mortgage expertise and stay updated on the latest industry standards. + **Meaningful Impact:** The chance to directly improve member experiences and contribute to BECU’s compliance excellence. + **Supportive Environment:** A collaborative team culture where your ideas and efforts are recognized and appreciated. + **Comprehensive Resources:** Access to tools and training to succeed in your role and beyond. + **Career Growth:** Pathways to advance within BECU’s dynamic and innovative organization. **QUALIFICATIONS:** **Minimum Qualifications:** + Bachelors’ degree in business or equivalent related experience required. + Minimum of two years’ experience in mortgage lending required. **Desired Qualifications:** + Experience in processing, funding, or post-closing of conventional, FHA and VA Mortgage loans preferred. + Prior use of a loan origination system and successful completion of courses or seminars relating to mortgage banking processing required. + Proficient math skills, with a high degree of accuracy. + Excellent organizational skills. + Proficient verbal and written skills to effectively communicate and provide customer service. + Full time hours required, with additional hours as necessary. **JOIN THE JOURNEY** Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. \#BECU #YourGrowth #BECUJourney **EEO Statement:** BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. **Job Alerts:** If you would like to be kept informed of new potential opportunities, click here (https://becu.wd1.myworkdayjobs.com/en-US/External/jobAlerts) . You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.