**About Byline Bank:** Headquartered in Chicago, Byline Bank is a full-service commercial bank serving small- and medium-sized businesses, financial sponsors and consumers. Byline Bank has approximately $9.6 billion in assets and operates 46 branch locations throughout the Chicago and Milwaukee metropolitan areas. Byline Bank offers a broad range of commercial and community banking products and services, including small-ticket equipment leasing solutions, and is one of the top Small Business Administration lenders in the United States according to the national SBA ranking by the U.S. Small Business Administration by volume FY2023. Byline Bank is a member of FDIC and an Equal Housing Lender. At Byline Bank, we take pride in being an award-winning workplace. Some of our recent recognitions include: + U.S. News & World Report named Byline Bank as one of the **Best Companies to Work for in the Midwest in 2024-2025** + **Best Workplaces in Illinois in 2024** by Best Companies Group and Illinois SHRM (Society for Human Resource Management) + Forbes **America’s Best Small Employers 2023** By joining our team, you will become part of an organization that values growth, collaboration, and innovation. We strive to create an environment where employees feel supported and are empowered to excel in their roles. If you're looking for a career with a company that puts people first and makes a difference in the communities we serve, Byline Bank is the place for you. **About the Opportunity:** At Byline Bank, we're looking for hardworking, client-focused individuals to join our dynamic team. As part of our organization, you'll have the opportunity to contribute to the success of our clients and make a real difference in the communities we serve. If you're passionate about delivering quality service and thrive in a supportive, growth-oriented environment, let's connect to discuss this Sr. BSA Analyst opportunity! **Objective of Position** : The Sr. BSA Analyst is responsible for assisting the BSA Officer with ensuring compliance with the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC regulatory requirements. The Sr. BSA Analyst will play a critical role in the process of onboarding and ongoing reviews of high-risk customers, ensuring adherence with Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) requirements and the Bank’s policies & procedures. Domestic overnight travel or commutable travel (if in range) is required. You may travel up to 30% of annual workdays which may include overnight stays up to five consecutive days. **Duties and Responsibilities** **:** + Conduct onboarding reviews of prospective high risk customer relationships (including Third-Party Payments Processors (TPPP), Banking-as-a-Service (BaaS), and those involved with Cryptocurrency) to identify potential risks or areas of concern and ensure alignment with the Bank’s risk appetite and regulatory compliance standards. Present recommendations with supporting conclusions to BSA Management. + Conduct thorough onsite visits of certain prospective or existing high-risk customers to assess compliance with BSA and AML regulatory requirements, internal controls, risk assessment, expertise of BSA compliance staffing and results of independent testing. Prepare comprehensive work papers to document findings and supporting conclusions to BSA Management. + Conduct periodic EDD reviews of existing high-risk customer relationships and accounts identified via the Bank’s customer risk rating system, transaction monitoring, and other sources. + Provide recommendations and guidance on risk mitigation measures for prospective and existing customer relationships. + Review case management software and customer account activity to investigate and disposition alerts and cases as required, including unusual activity escalated through internal channels. + Complete Suspicious Activity Reports (SARs) and perform SAR follow-up reviews. + Provide support for the Bank’s OFAC/Sanctions program, including analysis of potential OFAC/sanctions name matches with supporting analysis. + Assist with document preparation for exams and audits. + Propose changes and/or new controls and assist with implementation to drive better risk management and efficiencies. + Provide recommendations to management regarding termination of account relationships, when applicable. + Foster relationships with and communicate effectively with business lines to obtain necessary information for investigations. + Offer full support to BSA Management and undertake additional duties as assigned including but not limited to executing Risk and Compliance projects and new bank initiatives. + Understand and comply with applicable laws and regulations and the bank's BSA/AML and OFAC Compliance Program, as applicable to job duties. + Maintain a solid working knowledge of the rules and regulations, including but not limited to, BSA, USA PATRIOT Act, and OFAC as well as the Bank’s policies and procedures by participating in ongoing training. _Note: Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time._ **Qualifications** : + Bachelor’s Degree or equivalent work experience. + 5+ years’ experience in a bank or financial services company, Fintech, merchant services, payments network, or compliance and risk management experience with proficient knowledge of BSA, AML, USA PATRIOT Act, KYC, and OFAC regulations. + Experience with managing AML/OFAC risks and compliance obligations associated with TPPP, BaaS, and Cryptocurrency. + Certified Anti-Money Laundering Specialist (CAMS) designation + Excellent analytical skills with the ability to collect, analyze, and interpret complex data sets and draw logical conclusions. + Strong decision-making and investigative abilities, demonstrating attention to detail and high level of initiative in problem solving. + Strong interpersonal skills, with the ability to collaborate effectively with cross-functional teams and stakeholders at all levels. + Effective resource and time management, with organizational skills to meet deadlines, prioritize tasks, follow through on projects, and document results. + Strong written and oral communication skills. + Proficiency with Microsoft Office Suite and other relevant software applications + Ability to work with confidential information. **Physical Demands/Work Environment:** Usual office environment with frequent sitting, walking, and standing, and occasional climbing, stooping, kneeling, crouching, crawling, and balancing. Frequent use of eye, hand, and finger coordination enabling the use of office equipment. Oral and auditory capacity enabling interpersonal communication as well as communication through automated devices. At Byline Bank, we value work-life flexibility and support a hybrid work environment for this position. This role allows for a combination of remote and in-office work, with occasional visits to the office based on business needs. Specific in-office days may vary and will be discussed during the interview process. **Compensation & Benefits:** Byline Bank offers competitive industry rate salary bands with the goal of retaining and growing talented individuals. We regularly review and adjust our compensation structure as needed to ensure equity across teams and levels. The salary range for this position is between $70,000 to $87,600. In addition, Byline provides benefits including medical coverage, dental, vision, disability, 401k, paid time off and much more! Depending on the specific role, compensation may also include discretionary bonuses and other benefit programs. The actual compensation package may vary based on factors such as skill set, experience level, and candidate's location. **Additional Information:** Byline Bank is an Equal Opportunity Employment / Affirmative Action employer dedicated to providing an inclusive workplace where the unique differences of our employees are welcomed, respected, and valued. We are committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Byline Bank are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, protected veteran status, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Byline Bank will not tolerate discrimination or harassment based on any of these characteristics. Byline Bank is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please contact us directly at 773-475-2900, Option #2. If applying within the US, this role is not eligible for visa sponsorship now or in the future. **Note to Recruitment Agencies and Third-Party Recruiters:** Byline Bank kindly requests that third-party recruiters, staffing agencies, and recruitment firms refrain from submitting resumes or candidate profiles without a prior agreement in place. Any unsolicited submissions will be considered property of Byline Bank, and no fees will be paid for placements resulting from such submissions. We appreciate your understanding and cooperation. Byline Bank is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Byline Bank are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, protected veteran status, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Byline Bank will not tolerate discrimination or harassment based on any of these characteristics.