TEKsystems is hiring a consumer credit underwriter to join our clients team ONSITE in San Antonio. Apply today! Description The Sr Consumer Credit Underwriter is responsible for the highest level of consumer loan underwriting expertise within the bank. This role ensures the accurate analysis and assessment of consumer loan applications in compliance with regulatory requirements and internal guidelines. The position requires an in-depth understanding of all consumer loan products, policies, and underwriting procedures, including Private Bank consumer loans. Additionally, this role provides leadership in training and coaching lower-level underwriters and supports process improvements to enhance underwriting efficiency. + Possesses expert knowledge of consumer loan products, policies, and procedures, including general consumer and Private Bank consumer loans. + Underwrites and approves consumer loans in accordance with Consumer Credit Policy and Guidelines, making rate and policy exceptions within assigned lending authority. Evaluates applications outside of lending authority and provides recommendations. + Ensures compliance with all regulatory requirements and monitors lower-level underwriters’ activities to uphold departmental compliance. + Provides guidance and support to bankers, Private Bank, and Loan Processing teams to facilitate efficient and complete loan applications. + Analyzes complex personal/business income tax returns and personal financial statements to determine loan eligibility. Reviews and assesses documentation provided by borrowers and external entities. + Serves as a key resource for internal and external customer inquiries, responding in a timely and professional manner. + Develops underwriting guidelines, written procedures, and lending strategies in collaboration with the Consumer Credit Manager. + Provides on-the-job training, coaching, and guidance to lower-level underwriters, serving as a subject matter expert on consumer and Private Bank loan products. + Leads new loan underwriting projects and bank-wide initiatives, making recommendations to improve the bank’s credit decisioning process and underwriting efficiency. + Identifies and implements process improvements to enhance risk management, improve efficiency, and ensure competitive advantage. + Assists in developing performance plans and conducting annual reviews for lower-level underwriters. + Promotes cross-selling opportunities by identifying related bank products and services that align with customers’ financial needs. Coaches underwriters on cross-selling techniques. + Conducts testing for rate changes and system upgrades within the loan origination system, identifying discrepancies and recommending enhancements. Skills & Qualifications Thorough knowledge of consumer lending and regulatory issues is a plus. Experience with credit scoring, automated application, and underwriting systems is preferred. Expertise in consumer lending document preparation and closing requirements is preferred. 7+ years of consumer loan/consumer experience preferred. Experience with Meridian Link and/or FiServ software Pay and Benefits The pay range for this position is $29.00 - $33.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision• Critical Illness, Accident, and Hospital• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available• Life Insurance (Voluntary Life & AD&D for the employee and dependents)• Short and long-term disability• Health Spending Account (HSA)• Transportation benefits• Employee Assistance Program• Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in San Antonio,TX 78209. Application Deadline This position is anticipated to close on Feb 28, 2025. About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.