Sr. Credit Analyst
Carhartt, Inc.
Position Details
Location: Dearborn, MIDepartment: AccountingReports to: Sr. Manager, Credit
Job Classification: RemoteFLSA: ExemptJob Band: Professional
Job Summary
Possessing leadership characteristics, the Senior Credit Analyst supports the Credit Manager with department functions; including, however not limited to on-boarding of new hires, process improvements, report and trend analysis, offering policy and procedure guidance to less seasoned team members, promoting cohesion and driving effective outcomes through accomplished metrics.
We Are All Leaders at CarharttIn our words and by our actions, we strive to emulate the hardworking example set forth by our founder, Hamilton Carhartt. We Lead Business by creating value, delivering on results, and making changes along the way. We Lead Self by being inclusive, recognizing that our differences make us stronger as we strive to build a better world, together, for all hardworking people. We Lead Others by communicating and clearly defining the path as we walk bravely into the future. Working at Carhartt, we are all given a seat at the table and the honor of continuing the legacy.
Representative Responsibilities
+ Maintain a senior portfolio of trade receivables based on an assigned portfolio of accounts. Selection of accounts require a more strategic effort to manage, are deemed more difficult, high profile and more profitable to the organization and have large and complex trade balances
+ Conduct research and analysis to provide resolution to credit and collections; while assisting internal and external business partners on complex issues
+ Anticipate and resolve complex credit and collection complications independently
+ Ensure accurate documentation of all engagements with customers for historical reference and potential dispute resolution
+ Lead bridge building and business partnering initiatives with internal and external colleagues by developing sustainable relationships
+ Participate in department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives to achieve desired results
+ Monitor metrics and continually seek out opportunities to improve departmental efficiency; including, but not limited to, implementing and maintaining up to date knowledge of best practices, benchmarking and trends; in order to make recommendations for process improvements
+ Proactively provide financial order management support to Supply Chain and Sales business partners; while controlling credit exposure and ensuring business continuity
+ Actively participates and contributes expertise to the team and communicates in team-based work groups and meetings
+ Assist management with cash forecasting and understanding what receivables are in the pipeline
+ Review financial statements, market conditions, credit reports and other available credit tools to ensure appropriate credit line exposure
+ Ensure an efficient on-boarding process for new applicants, including the appropriate request and review of financial information, bank and trade references, and business credit reports
+ Assist in month end accounting activities; providing statistical analysis and reporting
+ Ensure compliance with all federal and state laws, audits and departmental policies and procedures
Required Education
+ Bachelor's Degree in Finance or Accounting discipline or equivalent years of work experience may be considered in lieu of degree
Required Skills & Experience
+ 5 or more years of experience in B2B Credit & Collections Environment
+ Applied Knowledge of Credit & Collections Processes and Procedures
+ Proficiency in MS Office Suite (VLOOKUP, Formulas, Pivot Tables)
+ Retail industry experience preferred
+ SAP Knowledge & Application Utilization preferred
+ Ability to prioritize work and effectively work on multiple tasks in a fast paced, demanding environment under strict timelines
+ Ability to positively adjust to the demands of changing priorities in a fast-paced setting and inspire and lead other team members to follow
+ Willingness to quickly shift priorities in response to business demands as well as learn new and complex work processes
+ Detail and process oriented, paying close attention to detail and maintaining accuracy
+ High level of professional maturity and excellent interpersonal skills
+ Prudent negotiation skills exemplifying sound judgement and decision-making ability
+ Proven leadership competencies and traits
+ Strong written and oral communication skills
Physical Requirements and Working Conditions
+ Typical office environment; cubicle setting
+ Extended periods of time sitting, standing, typing on a computer is required
+ Willing to work some weekends if necessary
+ Some travel required (approximately 10%)
+ This position has a Remote location: Associate will have no regular requirement to be on-site. Travel on-site is limited to special events.
+ Carhartt is a tobacco free workplace.
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