The origination, servicing, and collection of Residential Construction loans including both vertical construction and lot development. 

Essential Job Functions

1. Develop and manage business relationships by understanding the unique needs of our customers and provide appropriate financial solutions for construction loans.

2. Drive origination of Residential Construction loans while managing risk and accurately assessing financial statements.

3. Manage on-going servicing of Residential Construction loans through loan portfolio management.

4. Deliver exceptional customer service, resolving customer issues promptly, and builds customer loyalty.

5. Represent the Bank with continued business development activities within the market area.

6. Regularly exercise discretion and judgment in the performance of the other essential job functions

7. Follow Bank policy, procedures, and guidelines.

Knowledge, Skills & Abilities

1. Knowledge of the Homebuilding market, including customer needs, competitive landscape, and regulatory environment. 

2. Knowledge of our products and services and stays informed of market trends and regulatory changes.

3. Knowledge of financial products and services for business clients. 

4. Ability to communicate effectively both verbally and in writing as well as present financial information accurately.

5. Ability to build strong relationships and influence stakeholders at all levels.

6. Ability to demonstrate effective skills to drive growth and innovation.

7. Ability to demonstrate effective strategic, critical thinking, and problem-solving skills.

8. Ability to demonstrate effective analytical skills with the ability to assess loan risks and make sound financial decisions. 

9. Ability to provide exceptional customer experiences while driving growth.

10. Ability to demonstrate a high degree of integrity and commitment to uphold the Bank's values, culture, and reputation.

11. Ability to prioritize and manage multiple projects and tasks simultaneously, working with both exacting deadlines and shifting demands, unforeseen events, and changing priorities.

12. Ability to demonstrate initiative and be proactive in accomplishing work tasks and objectives.

13. Skill in banking systems and software.

14. Skill in using computer and Microsoft Office, including Word, PowerPoint and Excel. 

Basic Qualifications

1. Bachelor degree in Finance, Business, Real Estate or similar degree, or commensurate work experience required.

2. Minimum five (5) years “In-Market” experience as a Residential Construction lender required.