Role Type:

Internship/Co-op

Work Term:

Summer/Term 3

Work Location:

New York, New York, United States of America

Hours:

40

Pay Details:

$30.00 - $45.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CIB Credit (New York)

TD Securities is a market leader in Corporate & Investment Banking (CIB), providing a comprehensive suite of financial services and solutions to large U.S. and multinational corporations, financial institutions and financial sponsors through strategic opportunities and transactions.

CIB Credit is primarily responsible for origination, structuring, execution and monitoring of debt transactions from inception through closing. The team is at the center of the organization, working closely with CIB coverage and various IB product partners. Following the selection process, successful candidates will be placed within one of the following CIB Credit teams: Chemicals & Consumer / U.S. Real Estate, Communications & Media, Energy (Houston), Healthcare & Software, Industrials & Automotive, and Power & Utilities / Non-Bank Financial Institutions.

Our CIB Credit Summer Analyst program offers an exciting opportunity to gain hands-on experience and insight into the day-to-day operations of the team. As a summer analyst, you will:

Participate in an immersive orientation and rigorous technical training program that is focused on building a strong foundation in financial analysis, accounting and valuation skills.Assist in structuring new credit transactions.Prepare client presentations and credit applications, providing support related to client development, and supporting transaction execution.Conduct appropriate market, industry, and client research and risk analysis.Assist Loan Syndications in preparing materials and providing information to lenders in the syndicate.Communicate and defend credit analyses to internal stakeholders following detailed review of changing market conditions, macroeconomic trends, and company-specific risks.

What makes CIB Credit right for you?

As part of the CIB Credit team, analysts are responsible for financial analysis, market and industry research, financial modeling, valuation, and risk assessment.Our team works closely with Investment Banking and other product groups, including Leveraged Finance, Debt Capital Markets, Equity Capital Markets, Derivatives, Cash Management and Foreign Exchange to generate new business and cross sell opportunities with clients.A summer analyst role within CIB Credit provides candidates the opportunity to develop effective working relationships with clients, internal and external business partners, and stakeholders throughout the 10-week program.

Who We Are Looking For

Pursuing a bachelor’s degree with an anticipated graduation date between December 2026 and June 2027.Authorized to work in the United States without the need for employer sponsorship.Results driven, proven academic excellence and strong interpersonal skills.High ethical and professional standards.Strong financial/analytical skills, knowledge of MS Excel preferred.Proactive and highly motivated.Able to work effectively in a team environment and independently.Demonstrated leadership (i.e., sports, clubs, extracurricular activities, and philanthropy, etc.).

The Intern assists designated department management and staff in performing assigned tasks under direct or general supervision. Exemplifies the TD Securities Culture and Customer Service Philosophy. The intern will be required to interact with various internal and external groups.

Depth & Scope:

Builds an understanding of the businesses and Customers the role supportsMay answer and direct incoming calls internally and externallyProvides support for Manager and others areas, as indicatedMay assist in completing various departmental projects/reportsMay assist in the Preparation of specific schedules related to the monthly/quarterly/yearly reports or projectsAnalyzes specific accountsAssists in the preparation of specific federal and state returnsAssists with projectsAssists in the audit requestsAssists with operational and administrative functionsMay support or partner with several business functions/areas/departmentsParticipates in various projects and tasks, as assigned
 

Education & Experience:

High School Diploma requiredCurrently enrolled in 4 year college program or post graduate program3.2 GPA or higher preferredExcellent computer skills, including Microsoft OfficeExcellent interpersonal skillsDemonstrated leadership qualitiesGood written and oral communications skillsDetail oriented and self-motivatedAbility to handle multiple tasks in a fast-paced environmentAbility to work in an office environment

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – OccasionalInternational Travel – NeverPerforming sedentary work – ContinuousPerforming multiple tasks – ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds – OccasionalSitting – ContinuousStanding – OccasionalWalking – OccasionalMoving safely in confined spaces – OccasionalLifting/Carrying (under 25 lbs.) – OccasionalLifting/Carrying (over 25 lbs.) – NeverSquatting – OccasionalBending – OccasionalKneeling – NeverCrawling – NeverClimbing – NeverReaching overhead – NeverReaching forward – OccasionalPushing – NeverPulling – NeverTwisting – NeverConcentrating for long periods of time – ContinuousApplying common sense to deal with problems involving standardized situations – ContinuousReading, writing and comprehending instructions – ContinuousAdding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.