Summary:  Searches public records and examines titles to determine legal condition of property title by performing the following duties.

Essential Duties and Responsibilities include the following. Other duties may be assigned. 

Examines and analyzes chains of title and records such as deeds, mortgages, liens, judgments, easements, and plat and map books to determine ownership and legal restrictions and to verify legal description of property.

Copies and summarizes recorded documents such as mortgages, trust deeds, contracts and easements affecting condition of title to property.

Analyzes recorded documents and prepares title commitments outlining restrictions and actions required to clear title.

Prices commitments, endorsements, policies and credits using appropriate schedules of fees and charges.

Performs “file maintenance.”  Responds to phone calls and written requests from customers and performs updates and makes changes in accordance with these requests within the guidelines set forth by the underwriter.

Reviews documents and performs “date-down” prior to approving the recording of original documents.

Prepares appropriate write-ups for title insurance policies. 

Participates in business development activities to maintain existing customers and acquire new customers.

May supervise and provide direction to title assistants and/or examiners.

Conducts training classes for team members, internal and, external customers on title related products and services.

Qualifications/Experience:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

High school diploma or general education degree; or one to three months’ related experience and/or training; or equivalent combination of education and experience.

Ability to read, analyze, and interpret the most complex documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community.  Ability to effectively present information to top management, co-workers and public groups.

Ability to work with mathematical concepts such as probability and statistical inference and to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Ability to define problems, collects data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Ability to solve practical problems and deal with a variety of concrete variables.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Proficient use of Ultima,Word processing, Spreadsheets, Internet software, E-mail, Order processing, windows, microfilm reel machines and fax machines.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee is regularly required to sit and talk or hear. The employee is occasionally required to stand and walk. The employee is frequently required to lift up to 10 pounds. The employee is occasionally required to lift up to 25 pounds. The vision requirements include: close vision.