Step into a role of UK Corporate Banking Wholesale Lending - Case Manager at Barclays, where you’ll take responsibility for client service and operational execution task. Wholesale Lending operations involves post sanction fulfilment which includes Preparing Facility, Security Documentation, Ordering and Evaluation Property Valuations, granting fit to lend checks & approvals, drawing down the loan & limit marking, registering and perfecting charge on the collateral. Providing complete Life-Cycle Management and Servicing of the Loan.
To thrive in this role, you will need some previous experience in :
This role is responsible for proactively managing a portfolio of larger business lending cases from submission to drawdown including complex facilities like Term Loan, RCF.
Credit Managers, Relationship Directors/Relationship Managers (RDs/MDs) with client base being predominately mid and large corporate names with complex group structures underpinning lending & PSF requirements.
Support the end-to-end lending process for the creation and issuance of facility agreements along with drawing / marking of new facilities.
Deal with complex and standard requests to agreed levels of accuracy and efficiency using automated or manual systems and equipment
Pro-actively driving cases to drawdown to meet client timelines and expectations whilst ensuring all regulatory/internal & legal procedures are adhered to.
Proactive collaboration/partnership with key processing areas e.g. credit, product, coverage, servicing etc. to ensure completion of cases.
Act as resolution point between relationship teams and processing teams. Own any issues and manage them through to resolution
Provide expert support and advice to credit managers and colleagues/Check submissions against sanction to ensure that the Bank’s position is safeguarded.
Support continuous improvement of the operational process and the development of best practice.
Primarily play a role of a Checker and Maker on medium and complex work types supporting business delivery objectives
Ensure that Service Level Agreements are met, and operational performance is optimized.
You may be assessed on key critical skills relevant for success in role, such as risk and controls, business acumen, knowledge of Lending operation, Agency loan assignments & Rigour procedures, tools & practices, strategic thinking and digital and technology, as well as job-specific technical skills.
This role is based out of Noida.
Purpose of the role
To support Wholesale Lending with day-to-day processing, reviewing, reporting, trading and issue resolution.
Accountabilities
Support with day-to-day Wholesale Lending initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise.Monitoring the bank’s lending operations to ensure that they are conducted in an efficient and effective manner and comply with relevant regulatory requirements.Collaboration with teams across the bank to align and integrate Wholesale Lending processes.Identification of areas for improvement and providing recommendations for change in Wholesale Lending processes.Development and implementation of Wholesale Lending procedures and controls to mitigate risks and maintain operational efficiency.Development of reports and presentations on Wholesale Lending performance and communicate findings to internal senior stakeholders.Identification of industry trends and developments to implement best practice in Wholesale Lending Services.Participation in projects and initiatives to improve Wholesale Lending efficiency and effectiveness.Analyst Expectations
To meet the needs of stakeholders/ customers through specialist advice and supportPerform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles.Likely to have responsibility for specific processes within a teamThey may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources.If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team.Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.Check work of colleagues within team to meet internal and stakeholder requirements.Provide specialist advice and support pertaining to own work area.Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise.Make judgements based on practise and previous experience.Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures.Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements.Build relationships with stakeholders/ customers to identify and address their needs.All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.