About Acrisure:

Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters, including Insurance, Reinsurance, Cyber Services, Mortgage Origination and more.

Acrisure employs over 17,000 entrepreneurial colleagues in 21 countries and have grown from $38 million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation, client centricity and an indomitable will to win.

Job Summary:

Applies professional concepts. Applies company policies and procedures to resolve issues. As a skilled specialist, completes tasks in a resourceful and effective ways.  Requires advanced knowledge of principles and practices of area of specialty. Possesses general industry knowledge. Compares application and supporting documentation with carrier company models and underwriting guidelines to determine if applicant is an acceptable risk. Assists sales with comments or questions about applications and the likelihood of acceptance by the carrier company. Analyzes account specific characteristics, evaluates loss potential due to claims severity and frequency, declines risks for which an equitable price level cannot be charged or which may not fit in the carrier company's parameters, develops pricing for acceptable risks within authority limits and/or obtains appropriate authority(ies), following established protocols.

Responsibilities:

Evaluate coverage applications, and exercise judgment and discretion to decide whether to commit BISI and/or ICAP to provide coverage, under what terms, and to determine coverage amounts and premiums.

Determine degrees of risks by research and analysis of accounts, finances, loss history, policy forms and endorsements, statements of values, various underwriting guidelines, and other relevant considerations, including engineering, inspection, location, risk, credit, and other reports.

Act as advisors and consultants to agents and clients, providing individualized advice, strategies, and recommendations related to property and casualty coverage.

Review and analyze renewal submissions for public entity accounts, making determination of acceptance or rejection and pricing required.

Work autonomously, with little to no day-to-day direct supervision, to quote and negotiate coverages, contributions, exclusions to policies, and issue certificates for liability coverage up to the assigned authority without any oversight; also responsible for comparing and evaluating possible courses of action and regularly making recommendations on matters requiring commitment well beyond approved authority.

Exercise independent judgment and discretion to continually evaluate customer needs and compare possible options to negotiate and issue binding quotes, ultimately making underwriting decisions resulting in BISI/ICAP committing to extend millions of dollars in coverage.

Serve as primary liaison between BISI and ICAPs extensive network of local insurance agents throughout the state.

Carry out other duties at direction of the Underwriting Coordinator and/or Program Manager.

Important Qualities:

Excellent verbal and written communication skills.

Demonstrated ability to identify complex problems, assess related information to evaluate options and implement solutions, resolve conflict and problem solve.

Exercise strong analytical skills, mathematical and statistics ability, and meticulous attention to detail.

Critical thinking and ability to identify strengths and weaknesses of alternative approaches, and strong decision-making skills, to consider relative costs, benefits, and risks of potential actions and choosing the most appropriate one.

Must be highly organized, able to work under pressure and meet deadlines, and the ability to continually identify and adjust changing priorities (and shifting attention accordingly) in a fast-paced work environment, while maintaining a positive attitude and providing exemplary customer service.

Ability to work independently and to carry out assignments to completion and expected to handle daily underwriting responsibilities without frequent contact or direction from Underwriting Coordinator.

Must be willing and able to learn and use new technologies as introduced and required.

Must act with integrity and be civic-minded.

Education and/or Work Experience Requirements:

Excellent computer proficiency (MS Office – Word, Excel and Outlook).

Intermediate understanding of utilized programs including:

Underwriting system (Clarity and/or Riskonnect)

Sharepoint

Workflow Management (Monday.com)

Agency Management Web Portal (Epic)

At least three years of commercial property/casualty underwriting experience.

At least five years of relevant industry experience.

Bachelor’s Degree preferred from a college or university

Work Schedule: In addition to the work functions listed above, essential functions of this position also include the availability/ability to work varied days of the week and hours of the day from time to time, and occasional overtime hours (depending on operational needs). Regular attendance is generally required. A typical workday generally begins by at least 8 am and ends at 5 pm.
However, the required work hours may vary from time to time depending on BISI’s operational, staffing, and business needs.

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Acrisure is committed to employing a diverse workforce. All applicants will be considered for employment without attention to race, color, religion, age, sex, sexual orientation, gender identity, national origin, veteran, or disability status.  California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at www.Acrisure.com/privacy/caapplicant.
 

To Executive Search Firms & Staffing Agencies: Acrisure does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered Acrisure’s property, and Acrisure will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting Acrisure’s Human Resources Talent Department.