Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.  Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.  We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.  Join our dynamic team and make your mark on the payments technology landscape of tomorrow. 

Purpose

The Underwriter will provide timely and unparalleled excellence in processing and evaluating merchant applications; while maintaining optimum safety and profitability of the portfolio

Essential Responsibilities

Primarily focus in low to medium risk merchant applicationsMake credit decision on new merchant accounts up to $50,000 in risk exposure based on credit policy and credit worthiness of the business and/or the owners/principals Evaluate and make recommendations to Senior Underwriter, Lead Underwriter, Underwriting Manager and Senior Management on accounts beyond individual approval authority level.Perform preliminary financial statement and industry comparative analysis on potential multi-million-dollar merchants as well as high risk merchant as required by credit policy and Senior Underwriter / Lead Underwriter or Underwriting Manager.Ensure that department productivity goals and objectives are met on a daily basis.Minimize liability risk to Company through sound credit decisions Complete all departmental special assignments in a timely mannerRefer existing high-risk merchants to Credit Review with recommended actions.Provide high level of customer service to prospective merchants, sales reps and internal Company employees.Complete financial statements reviews/analysis and risk assessment on existing merchants as assigned by management. Handle priority items and special projects as assigned by Senior Underwriter / Lead Underwriter or Underwriting Manager.Other duties that may be assigned from time to time to ensure the smooth operation of the Department including special assignments.

Required Qualifications

Strong interpersonal/customer relation skills

Strong financial analysis skills.  Must be able to interpret Business Financial Statements.

Bachelor’s degree in business recommended with finance or accounting emphasis preferred or completion of a qualified Certification Program.

English – Ability to communicate clearly in English (Writing/Speaking)

Ability to follow all company policies and procedures; as well as internal departmental procedures

Ability to work in team driven environment while working independently to complete daily tasks

Ability to communicate effectively, both verbally and in writing.

Strong knowledge of Credit Analysis procedures and techniques

Ability to complete assigned tasks, within deadlines and with little supervision

Ability to work rapidly, independently and accurately under pressure to meet departmental goals. 

Proficiency with computer programs used for daily work is required

Required Qualifications

Advanced knowledge and judgment to complete more complex credit decisions.

Advanced proficiency in all underwriting processes and policies, and be able to communicate that knowledge verbally and in writing to other staff.

Previous experience with Salesforce preferred 

Prior Relationship Management experience and supervising a team is a plus.

Preferred Qualifications

French, preferred but not a must. 

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpay.com.