Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.

Our Fidelity and Crime Division underwrites fidelity and crime policies throughout North America for mercantile businesses, financial institutions, and governmental entities. Products include employee dishonesty, forgery, theft, and computer fraud. Additionally, Fidelity / Crime offers specialized products and programs for kidnap, ransom & extortion, casinos and gaming operations, armored car companies, mining risks, ATM companies, security guards, check cashers and fine art.

We are currently searching for an Underwriter/Account Executive or Senior Underwriter/Account Executive in our Windsor, CT office to underwrite our specialized and standard products, including kidnap, ransom & extortion. Based on experience, background, and other factors, we are open to considering candidates from Connecticut or Massachusetts.

The role of the underwriter is to market, underwrite and produce profitable Fidelity and Crime business on a national basis in accordance with Company objectives and policies. This is a salaried position and not commissioned sales.

Responsibilities:

Has accountability for own risk selection / rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives) decisions and those made by members of the team / unit. 

Uses independent judgment and initiative to support business goals.

Maintains a high level of customer service.

Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.).

Prices business in accordance with company guidelines.

Assesses risk quality and compliance within company guidelines.

Orders and analyzes miscellaneous business reports needed in the rating and underwriting processes, including credit checks, contract agreements, financial statements, and underwriting surveys.

Makes recommendations on risks.

Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.

Prepares effective internal and external communications on underwriting issues.

Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.

Interacts with the producers/insureds, assists in marketing calls, and participates in underwriting/production calls.

Interprets, explains, and markets products and services.

Visits producers and principals, as well as attends industry or company events, in order to retain existing accounts, survey exposures, build and maintain business relationships, and develop new opportunities in support of divisional objectives.

Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. 

Performs other duties as assigned.

Strong negotiation skills.

Must be open to day and overnight travel up to 25% of the time, to visit producers and insureds and attend industry or company events.

Qualifications:

Bachelor's degree preferred.

Generally, 0-5+ years insurance underwriting experience.

Insurance carrier or broker experience in professional lines/crime is preferred.

High level of organizational skills, ability to establish priorities and meet deadlines.

Proficiency in PC based programs and Microsoft Office.

Business Unit:

Benefits:

We offer competitive healthcare, retirement, and paid time off benefits for full-time and part-time benefit eligible employees.