This individual will manage a portion of the existing commercial portfolio for Thrivent Federal Credit Union in addition to achieving the personal business objectives as outlined by the SVP Business Development. Clients are small to mid-level for-profit and some not-for-profit entities who seek general business financing with an emphasis on real estate financing in a number of states. Position includes portfolio monitoring, business development/sales, analyzing complex financial information, designing loan structure, authorizing and/or recommending approval of loans with a high degree of complexity.

         

          

Job Duties and Responsibilities

Develop and manage personal production activity to ensure sizeable personal production goals and group goals are met or exceeded.Properly structure potential credits.Analyze financials, write up loan presentations and sponsor approvals to the SVP Business Development and credit committees as required by the credit union lending policy.Ensure all commercial loans are made in compliance with the credit union's loan policy.Make onsite visits to businesses to inspect operations and/or monitor collateral.Provide extensive portfolio maintenance including risk rate changes, troubled loan monitoring, and execute action plans from the SVP Business Development and credit committees.Refer business to other credit union business lines and to Thrivent Financial for Lutherans.

Required Job Qualifications

Bachelor's degree in business, finance or related field.7 to 15 years lending experience with a minimum of 5 years of business lending experience. Not-for-profit, SBA and construction lending a plus.Strong background in commercial real estate lending.Ability to independently analyze complex financial reports and structure credit requests.

Other Critical Factors

Clear, decisive leadership and opinions that effectively deliver results and the ability to confidently execute strategies.Effective cross organizational communication and partnership skills that successfully represent and integrate credit union products and services as a part of broad initiatives.Coach and manage individual salespeople to drive production results.Self-directed while displaying initiative and decision making skillsTakes responsibility/ownership for achieving production goals.Fosters a strong credit culture and provides leadership for other credit union employees.Excellent written and verbal communication skills.

              

Pay Transparency

 

Thrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $76,132.00 - $103,001.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.

 

Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.

 

The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion.

 

Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.

Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to human.resources@thrivent.com or call 800-847-4836 and request Human Resources.