Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As an Associate in the Consumer, Healthcare & Retail Wholesale Credit Risk EMEA team, you will collaborate with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance. This role offers a chance to make a significant impact by performing credit analysis on a diverse client base and structuring a wide variety of credit products.

As an Associate in the Consumer, Healthcare & Retail Wholesale Credit Risk EMEA team, you will work closely with business partners across the region, including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services, and Trade Finance. You will focus on performing credit analysis on Investment Grade and Non-Investment Grade clients, structuring and documenting a wide variety of credit products. This role provides an opportunity to engage with a broad sector and client base, enhancing your expertise and contributing to the team's success.

Job responsibilities

Lead in-depth due diligence processes and produce concise, insightful credit memos with clear recommendations. Challenge industry teams on modeling assumptions and devise appropriate downside scenarios. Understand and negotiate loan documentation, including LMA standard and leveraged finance documents. Cooperate closely with senior levels within the Commercial & Investment Bank and various product specialists. Liaise regularly with Primary Credit Officers and Senior Credit Officers. Manage exposure to a portfolio of names and industry sectors proactively. Understand J.P. Morgan’s Risk management policies and interact with stakeholders, including Regulators and Auditors. Coach and develop junior team members through on-the-job training and formal sessions.

Required qualifications, capabilities, and skills

Demonstrate first-rate analytical and credit skills/judgment with a hands-on approach. Possess first-rate project management skills and end-to-end ownership of work/projects. Establish credibility and trust with clients, internal business partners, and credit officers. Proven ability to coach and develop junior colleagues. Excellent communication skills, both written and verbal. Self-starting, result-driven, and adaptable to change. Significant experience in roles with relevant skills for this position.

Preferred qualifications, capabilities, and skills

Previous experience reviewing and commenting on loan documentation and core corporate derivative documentation.